Credit Analysts
The short answer
This job is expected to meaningfully change. AI can already assist with or automate many of its tasks. In New York State, the number of these jobs is expected to shrink over the next decade, with about 622 openings expected each year.
Where your job stands
Compared with other New York jobs, this one is in the most exposed fifth for how much AI could touch it. That doesn't mean the job goes away—it means more of its tasks are the kind AI can help with.
How much AI could touch this job
Looking at the job itself, AI could help with more than half of this job's tasks.
What this means
Compared with other New York jobs, this one is in the most exposed fifth, out of 656 jobs we could rank. Read more in the methodology.
What AI can and can’t help with in this job
The score comes from the real, day-to-day tasks of this job—not a guess about the job as a whole. Below are the tasks that matter most in this job, split by whether AI can help with them.
AI can help with or automate nearly every task in this job.
Tasks AI can help with or automate
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
AI could help, but needs extra software
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
AI could help, but needs extra software
Generate financial ratios, using computer programs, to evaluate customers' financial status.
AI could do much of this on its own
Prepare reports that include the degree of risk involved in extending credit or lending money.
AI could help, but needs extra software
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
AI could help, but needs extra software
Jobs you could switch to
If you're thinking about a change, these are jobs your experience already fits—related work you could move into. Pick your area to see local options.
See related jobs in
The closest matches by the skills they use—each has projected openings in New York State, pays within reach of your job now, and is no more exposed to AI than your job. Each card shows what the move would take.
Personal Financial Advisors
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What the move takes
Usually requires a bachelor's degree, plus long-term on-the-job training.
Getting ready typically takes two to four years.
Skills you already have
- Economics and Accounting
- Mathematics
- Deductive Reasoning
- Oral Expression
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New skills to build
- Customer and Personal Service
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Securities, Commodities, and Financial Services Sales Agents
Similar work+25% pay6,214 openings/yrAbout as exposed as your job nowPays about 25% more—$169,877 vs your $135,507 here.
What the move takes
Usually requires a bachelor's degree, plus moderate-term on-the-job training.
Getting ready typically takes two to four years.
Skills you already have
- Economics and Accounting
- Oral Comprehension
- Oral Expression
- Deductive Reasoning
- Mathematics
New skills to build
- Customer and Personal Service
- Sales and Marketing
- Persuasion
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- Psychology
Financial Examiners
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What the move takes
Usually requires a bachelor's degree, plus long-term on-the-job training.
Getting ready typically takes two to four years.
Skills you already have
- Economics and Accounting
- Deductive Reasoning
- Oral Expression
- English Language
- Oral Comprehension
New skills to build
- Management of Personnel Resources
- Instructing
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- Learning Strategies
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Financial Managers
Similar work+65% pay8,296 openings/yrLess exposed than your job nowPays about 65% more—$223,566 vs your $135,507 here.
What the move takes
Usually requires a bachelor's degree, with 5 years or more of experience.
Getting ready typically takes two to four years.
Skills you already have
- Economics and Accounting
- Mathematics
- Deductive Reasoning
- Oral Expression
- English Language
New skills to build
- Administration and Management
- Management of Financial Resources
- Customer and Personal Service
- Personnel and Human Resources
- Management of Personnel Resources